NSBC My Business Expo 2015

THANK YOU to all of the delegates who visited us and met us at our stand.

What a wonderful support for the (National Small Business Centre)’s 2015 NSBC My Business Expo in Durban on Thursday, 4th June! We hope all the delegates learned a lot and enjoyed meeting us and allowing us the opportunity to offer advice on what we do and introduce ourselves to you.

A very big THANK YOU to our suppliers and representantives Janine Touche, from Ricoh, and Sandy Bennett, from Rectron who gave of their time to demonstrate the amazing capabilities of the Battery operated Ricoh Gel Printer and the MakerBot 3D Desktop Replicator 2 printer . For many people, this was a first time experience with both of these printing capabalities and quite an experience to witness!

Enjoy a walk through of the day visually with tons of photos here

Don’t forget to share and like our page and if you have used our services, please leave a review to help others know your experiences with us.

Tips on how to fight and avoid ransomware

Nathan Loftie-Eaton

Press release issued by Security Specialist at ESET Southern Africa

Johannesburg, 29 Apr 2015

“The single biggest thing that will defeat ransomware is having a regularly updated backup routine in place”

Nathan Loftie-EatonESET SA
Ransomware is malicious software that cyber criminals use to hold a user’s computer or computer files for ransom, demanding payment in order for the user to get the files back. Sadly, ransomware is becoming an increasingly popular way for malware authors to extort money from companies and consumers alike, says Nathan Loftie-Eaton, Security Specialist at ESET South Africa.

There are a variety of ways that ransomware can get onto a person’s machine, but as always, those techniques either boil down to social engineering tactics or using software vulnerabilities to silently install on a victim’s machine.

One specific ransomware threat that has been in the news a lot lately is Cryptolocker, which has spread quickly by its perpetrators via e-mail.

You may wonder why there’s a big fuss over this one particular ransomware family – in essence, it is because Cryptolocker’s authors have been both nimble and persistent. There has been a concerted effort to pump out new variants, keeping up with changes in protection technology, and targeting different groups over time. Initially, e-mails were targeting home users, then small to medium businesses, and now they are aiming at enterprises.

The malware also spreads via Remote Desktop Protocal (RDP) ports that have been left open to the Internet, as well as by e-mail. Cryptolocker can also affect a user’s files that are on drives that are “mapped”, which is to say, they have been given a drive letter (eg, D:, E:, F: ). This could be an external hard-drive, including USB thumb drives, or it could be a folder on the network or in the cloud. If you have, for example, your Dropbox folder mapped locally, it can encrypt those files as well.

Paying the criminals may get your data back; however, there have been plenty of cases where the decryption key has never arrived or where it has failed to properly decrypt the files. Plus, it encourages criminal behaviour! Ransoming anything is not a legitimate business practice, and the malware authors are under no obligation to do as promised – they can take your money and provide nothing in return, because there is no backlash if the criminals fail to deliver.

At this point, tens of thousands of machines have been affected, though it is estimated that the criminals have sent millions of e-mails. Hopefully, the remainder of the recipients have simply deleted the malicious e-mails without opening them, rather than having the e-mails unopened in their in-box, waiting to unleash more pain.

What can you do about it?

On the one hand, ransomware can be very scary – the encrypted files can essentially be considered damaged beyond repair. But, if you have properly prepared your system, it is really nothing more than a nuisance. Here are a few tips that will help you keep ransomware from wrecking your day:

1. Backup, backup, backup

The single biggest thing that will defeat ransomware is having a regularly updated backup. If you are attacked with ransomware you may lose the document that you started earlier in the morning, but if you can restore your system to an earlier snapshot or clean up your machine and restore your other lost documents from backup, you can rest easy. What you need is a regular backup routine, to an external drive or backup service, one that is not assigned a drive letter or is disconnected when it is not doing backup.

2. Show hidden file extensions

One way that ransomware frequently arrives is in a file that is named with the extension “.PDF.EXE”, counting on Windows’ default behaviour of hiding known file extensions. If you re-enable the ability to see the full file extension, it can be easier to spot suspicious files.

3. Filter EXEs in e-mail

If your gateway mail scanner has the ability to filter files by extension, you may wish to deny mails sent with “.EXE” files, or to deny mails sent with files that have two file extensions, the last one being executable (“*.*.EXE” files, in filter-speak). If you do legitimately need to exchange executable files within your environment and are denying e-mails with “.EXE” files, you can do so with ZIP files (password-protected, of course) or via cloud services.

4. Disable files running from app data/local app data folders

You can create rules within Windows or with intrusion prevention software to disallow a particular, notable behaviour used by Cryptolocker, which is to run its executable from the app data or local app data folders. If (for some reason) you have legitimate software that you know is set to run not from the usual program files area, but the app data area, you will need to exclude it from this rule.

5. Use the Cryptolocker Prevention Kit

The Cryptolocker Prevention Kit is a tool created by Third Tier that automates the process of making a group policy to disable files running from the app data and local app data folders, as well as disabling executable files from running from the temp directory of various unzipping utilities. This tool is updated as new techniques are discovered for Cryptolocker, so you will want to check in periodically to make sure you have the latest version. If you need to create exemptions to these rules, they provide this document that explains that process.

6. Disable RDP

The Cryptolocker/Filecoder malware often accesses target machines using Remote Desktop Protocol (RDP), a Windows utility that allows others to access your desktop remotely. If you do not require the use of RDP, you can disable RDP to protect your machine from Filecoder and other RDP exploits. For instructions to do so, visit the appropriate Microsoft Knowledge Base article below:

Windows XP RDP disable
Windows 7 RDP disable
Windows 8 RDP disable

7. Patch or update your software

These next two tips are more general malware-related advice, which applies equally to Cryptolocker as to any malware threat. Malware authors frequently rely on people running outdated software with known vulnerabilities, which they can exploit to silently get onto your system. It can significantly decrease the potential for ransomware-pain if you make a practice of updating your software often.

8. Use a reputable security suite

It is always a good idea to have both anti-malware software and a software firewall to help you identify threats or suspicious behaviour. Malware authors frequently send out new variants to try to avoid detection, so this is why it is important to have both layers of protection. If you run across a ransomware variant that is so new it gets past anti-malware software, it may still be caught by a firewall when it attempts to connect with its command and control (C&C) server to receive instructions for encrypting your files.

If you find yourself in a position where you have already run a ransomware file without having performed any of the previous precautions, your options are quite a bit more limited. But all may not be lost. There are a few things you can do that might help mitigate the damage, particularly if the ransomware in question is Cryptolocker:

9. Disconnect from WiFi or unplug from the network immediately

If you run a file that you suspect may be ransomware, but you have not yet seen the characteristic ransomware screen, if you act very quickly you might be able to stop communication with the C&C server before it has finished encrypting your files. If you disconnect yourself from the network immediately, you might mitigate the damage. It takes some time to encrypt all your files, so you may be able to stop it before it succeeds in distorting them all. This technique is definitely not foolproof, and you might not be sufficiently lucky or be able to move more quickly than the malware, but disconnecting from the network may be better than doing nothing.

10. Use system restore to get back to a known-clean state

If you have system restore enabled on your Windows machine, you might be able to take your system back to a known-clean state. But, again, you have to outsmart the malware. Newer versions of Cryptolocker can have the ability to delete “shadow” files from system restore, which means those files will not be there when you try to replace your malware-damaged versions. Cryptolocker will start the deletion process whenever an executable file is run, so you will need to move very quickly as executables may be started as part of an automated process. That is to say, executable files may be run without you knowing, as a normal part of your Windows system’s operation.

11. Set the BIOS clock back

Cryptolocker has a payment timer that is generally set to 72 hours, after which time the price for your decryption key goes up significantly. (The price may vary as Bitcoin has a fairly volatile value. At the time of writing, the initial price was 5 Bitcoin or $300, which then goes up to 4 Bitcoin.) You can “beat the clock” somewhat, by setting the BIOS clock back to a time before the 72-hour window is up. However, all this does is keep you from having to pay the higher price, and it is strongly advised that you do not pay the ransom.

If you are an ESET customer and you are concerned about ransomware protection or think you have been targeted by ransomware, call us as your preferred ESET partners and we will assist you. We will have the latest details on how to prevent and remediate ransomware attacks.

Understanding Backup Methods: Advantages and Disadvantages

If you were to ask a person that was not familiar with computer backups, most would think that a backup was just an identical copy of all the data on the computer. In other words, if it was created Tuesday evening, and nothing changed on the computer all day Wednesday, the backup created Wednesday evening would be identical to the one created on Tuesday.While it is possible to configure backups in this way, it is likely that you would not.

To understand more about this, we must first understand the different types of backups that can be created.

They are:

      •Normal (Full) Backups

 

      •Incremental Backups

 

      •Differential Backups

 

    •Mirror Backups

Full Backups

These is the starting point for all other backups, and contains all the data in the folders and files that are selected to be backed up. Because it stores all files and folders, frequent full backups result in faster and simpler restore operations. Remember that when you choose other backup types, restore jobs may take longer. This approach is good when the project includes not so large amounts of data.

Incremental Backups

These store all files that have changed since the last backup. The advantage is that it takes the least time to complete. However, during a restore operation, each incremental backup must be processed, which could result in a lengthy restore job.

This approach is good when the project includes too many files to back up all of them each time. It’s fast and takes less time for incremental backups. They also take less disk space. It allows you to create backups frequently. However, to restore all the files, you have to restore the last full backup, and all the following incremental backups.

Differential Backups

These contains all files that have changed since the Previous full backup. The advantage is that it shortens restore time compared to an incremental backup. However, if you perform it too many times, the size of the it might grow to be larger than the baseline full backup. Is intermediate between the first two approaches. It is also good when the conditions are intermediate.

Each differential backup includes all the project files changed since the last full backup. It takes less time and space than “Always Full”, but more than “Full+Incremental”. The good thing is that restoring is simpler than for (2) – you’ll have to restore the last full backup and the last differential backup.

Mirror Backups

These include all files that have changed since the last normal (full) or mirror backup, missing files are also to be deleted from the backup set. The resulting backup archive consists of either one compressed file or one folder.

Description of Full Backup:

It would be ideal to make full backups all the time, because they are the most comprehensive and are self-contained. However, the amount of time it takes to run full backups often prevents us from using this type.

Full backups, if you have the time to perform them, offer the best and easiest solution in data protection. In effect, a single backup can provide the ability to completely restore all backed-up files.

However, you should be aware of a significant security issue. Each full backup contains an entire copy of the data. If the backup media were to be illegally accessed or stolen, the hacker or thief would then have access to an entire copy of your data.

Advantages:

1.Restore is the fastest

Disadvantages:

  • 1.Backing up is the slowest
    2.The storage space requirements are the highest if kept more than one copy

 

Description of Incremental Backup:

This provides a much faster method of backing up data than repeatedly running full backups. During an incremental backup only the files that have changed since the most recent backup are included. That is where it gets its name: each backup is an increment since the most recent backup.
The time it takes to execute the backup may be a fraction of the time it takes to perform a full backup. Genie Backup Manager uses the information it has recorded in its index files to determine whether each file has changed since the most recent backup.

The advantage of lower backup times comes with a price: increased restore time. When restoring from incremental backup, you need the most recent full backup as well as every incremental backup you’ve made since the last full backup.

For example, if you did a full backup on Friday and incremental on Monday, Tuesday and Wednesday, and the PC crashes Thursday morning, you would need all four backup container files: Friday’s full backup plus the incremental backup for Monday, Tuesday and Wednesday. As a comparison, if you had done differential backup on Monday, Tuesday and Wednesday, then to restore on Thursday morning you’d only need Friday’s full backup plus Wednesday’s differential.

Advantages:

      1.Backing up is the fastest

 

    2.The storage space requirements are the lowest

Disadvantages:

1.Restore is the slowest

Description of Differential Backup:

There is a significant, but sometimes confusing, distinction between differential and incremental backup.Whereas incremental backs up all the files modified since the last full backup or incremental backup, differential backup offers a middle ground by backing up all the files that have changed since the last full backup. That is where it gets its name: it backs up everything that’s different since the last full backup.

Restoring a differential backup is a faster process than restoring an incremental backup because only two backup container files are needed: the latest full backup and the latest differential.
Genie Backup Manager uses the information it has recorded in its index files to determine whether each file has changed since the last full backup.

Use differential backup if you have a reasonable amount of time to perform backups. The upside is that only two backup container files are needed to perform a complete restore. The downside is if you run multiple differential backups after your full backup, you’re probably including some files in each differential backup that were already included in earlier differential backups, but haven’t been recently modified.

Advantages:

      1.Restore is faster than restoring from incremental backup

 

      2.Backing up is faster than a full backup

 

    3.The storage space requirements are lower than for full backup if more than one full version is kept

Disadvantages:

1.Restore is slower than restoring from full backup
2.Backing up is slower than incremental backup
3.The storage space requirements are higher than for incremental backup

Description of Mirror Backup:

A mirror backup is a straight copy of the selected folders and files at a given instant in time. That is, the destination becomes a “mirror” of the source.

Any mirror operation after the first will only copy new and modified files, making the operation faster. And deleted files will be removed from the set as well.

Advantages:

1.It creates a snapshot of selected files and folders in the destination which you can browse and access later.

What is Cloud Computing?

Let us explain…

Cloud computing is a general term for anything that involves delivering hosted services over the Internet. These services are broadly divided into three categories: Infrastructure-as-a-Service (IaaS), Platform-as-a-Service (PaaS) and Software-as-a-Service (SaaS). The name cloud computing was inspired by the cloud symbol that’s often used to represent the Internet in flowcharts and diagrams.

A cloud service has three distinct characteristics that differentiate it from traditional hosting. It is sold on demand, typically by the minute or the hour; it is elastic — a user can have as much or as little of a service as they want at any given time; and the service is fully managed by the provider (the consumer needs nothing but a personal computer and Internet access). Significant innovations in virtualization and distributed computing, as well as improved access to high-speed Internet and a weak economy, have accelerated interest in cloud computing.

A cloud can be private or public. A public cloud sells services to anyone on the Internet. (Currently, Amazon Web Services is the largest public cloud provider.) A private cloud is a proprietary network or a data center that supplies hosted services to a limited number of people. When a service provider uses public cloud resources to create their private cloud, the result is called a virtual private cloud. Private or public, the goal of cloud computing is to provide easy, scalable access to computing resources and IT services.

Infrastructure-as-a-Service like Amazon Web Services provides virtual server instanceAPI) to start, stop, access and configure their virtual servers and storage. In the enterprise, cloud computing allows a company to pay for only as much capacity as is needed, and bring more online as soon as required. Because this pay-for-what-you-use model resembles the way electricity, fuel and water are consumed, it’s sometimes referred to as utility computing.

Platform-as-a-service in the cloud is defined as a set of software and product development tools hosted on the provider’s infrastructure. Developers create applications on the provider’s platform over the Internet. PaaS providers may use APIs, website portals or gateway software installed on the customer’s computer. Force.com, (an outgrowth of Salesforce.com) and GoogleApps are examples of PaaS. Developers need to know that currently, there are not standards for interoperability or data portability in the cloud. Some providers will not allow software created by their customers to be moved off the provider’s platform.

In the software-as-a-service cloud model, the vendor supplies the hardware infrastructure, the software product and interacts with the user through a front-end portal. SaaS is a very broad market. Services can be anything from Web-based email to inventory control and database processing. Because the service provider hosts both the application and the data, the end user is free to use the service from anywhere.

How I.T. can harness business trust

An interesting read of a common mindset in people regarding IT. This is something we have really come across in our industry, sadly enough, and we at Cyber Infrastructure Solutions strive to provide a unique approach and take a real interest in our clients and the specific needs and problems they face at all levels of their organisations. Tell us what you think? Interact with us. How do you see IT? Is there truth to this article? How can IT improve their reputation in the industry? We would love to hear from you!

Advice before you BUY

In today’s economic crisis, we find ourselves having to turn over every penny before we part with it.

Some good advice: Be sure to research your purchases before you buy, talk to us, we can advise you so that you make sound decisions that best answer your business or personal IT needs.

Once you’ve made your purchase, have you thought who is going to set it up for you or deal with any problems you may have? What are the guarantees and return policies? What is the after sales support like? Are you sure you are getting the best offer and pricing you can? All critical questions that need answers BEFORE you buy! And things that can affect your bottom line and business flow drastically if you make the wrong decision.

Partnered with more than 5 of the top suppliers of IT products in the country, we have daily specials and promotions mailed to us, often for short periods of time; too many to promote each day. But they are there. For you.

If you have any IT needs, in your home or in your business, no matter how large or small, talk to us and check with us. We will willingly advise and assist you to make good, sound decisions because we are passionate about what we do and most of all, we really do care.

RE: GH BARBER WILL TRUST

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Hi Sam,

I spoke to the accountants to get the most accurate and quickest way to
get the figures you requested to you and these are the reports they
suggested. It’s the sales figures in the attached two reports.

Thanks and regards,

Maryann Barber

Director and Chief Financial Officer

Cell: +27 76 899 1497

Email: maryannb@cyberitsolutions.co.za

Tel: +27 31 266 9654

URL: http://www.cyberitsolutions.co.za

Info: info@cyberitsolutions.co.za

Sales: sales@cyberitsolutions.co.za

Support: support@cyberitsolutions.co.za

From: Sam Carr [mailto:scarr@berklaw.co.za]
Sent: 06 January 2015 10:10 AM
To: maryba73@gmail.com; maryannb@cyberitsolutions.co.za;
ahay@coxeats.co.za
Cc: ‘Barry McCulloch’
Subject: GH BARBER WILL TRUST

Dear Maryann,

I trust this email finds you well.

I refer to our previous correspondences wherein we informed you of Mr
Wynne’s situation. Mr Mc Culloch one of the Partners at our Firm has
agreed to take over as Trustee in this matter if the family are in
agreement.

Further, kindly let me have a schedule reflecting the monthly income
earned for Umhlanga Drive Investments CC as from July 2013 to date.

Should the family be in agreement with Mr Mc Culloch being appointed as
Trustee, please arrange for the signature by each member concerned of the
attached Nomination form and return same to our offices at your earliest
possible convenience.

We look forward to hearing from you.

Kind regards,

From the Desk of:

SAMANTHA CARR

BERKOWITZ COHEN WARTSKI ATTORNEYS

17th Floor Southern Life Building, 88 Field Street

Durban, 4001, KZN,SOUTH AFRICA

Tele : 27 031 3149300

Fax : 27 031 3149301

Docex 44 Durban

P O Box 3704 Durban 4000

Email :scarr@berklaw..co.za

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=
 

 

From: Sam Carr =
[mailto:scarr@berklaw.co.za]
Sent: 06 January 2015 10:10 =
AM
To: maryba73@gmail.com; maryannb@cyberitsolutions.co.za; =
ahay@coxeats.co.za
Cc: ‘Barry McCulloch’
Subject: GH =
BARBER WILL TRUST

 

Dear =
Maryann,

 

I trust this email finds you well.

 

I refer to =
our previous correspondences wherein we informed you of Mr Wynne’s =
situation.  Mr Mc Culloch one of the Partners at our Firm has =
agreed to take over as Trustee in this matter if the family are in =
agreement. 

 

Further, =
kindly let me have a schedule reflecting the monthly income earned for =
Umhlanga Drive Investments CC as from July 2013 to =
date.

 

Should the family be in agreement with Mr Mc Culloch =
being appointed as Trustee, please arrange for the signature by each =
member concerned of the attached Nomination form and return same to our =
offices at your earliest possible convenience.

 

We look =
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Kind =
regards,

 

 

=
 

=
 

From =
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SAMANTHA =
CARR

 

BERKOWITZ COHEN WARTSKI =
ATTORNEYS

17th Floor Southern Life Building, 88 Field =
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Durban, 4001, KZN,SOUTH =
AFRICA

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——=_NextPart_000_0C69_01D029CF.45F41EA0
Content-Type: application/pdf;
name=”2014 – 6 jan – Profit and Loss report for UDI to show monthly income current.pdf”
Content-Transfer-Encoding: base64
Content-Disposition: attachment;
filename=”2014 – 6 jan – Profit and Loss report for UDI to show monthly income current.pdf”

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——=_NextPart_000_0C69_01D029CF.45F41EA0–

RE: GH BARBER WILL TRUST

This is a multipart message in MIME format.

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Good morning Sam,

Compliments of the season to you all. We wish you everything of the best
for a happy, healthy and prosperous 2015.

Thank you for your email.

I am including our attorney, Anthony Whatmore in my response, but not Cox
Yeats at this time as Anthony deals directly with them on our behalf.

Unfortunately, with all that has happened, we have some form of a hornet’s
nest that we are dealing with, so by virtue of this mail, I ask that
Anthony please also include this new development in your proposed plan as
to how we should proceed.

In summary, the current situation is as follows:

1. Based on persmission by Mr Wynne’s offices, and my open
correspondence with you, as to how to proceed at the time when Mr Wynne
was unfortunately taken ill, I followed the instructions of carrying on
the running and administration of the building, for the growth and
maintaining of the business running on the property in Umhlanga Rocks
Drive as best I could. At the time, we had 5 shops empty and I was busy
trying to fill these spaces to improve income revenue for the business;
Some of the new leases were signed on time by Mr Wynne, others still
remain awaiting signatures from him or his replacement trustee, but all
that I did, was communicated to his offices;

2. This also included the multi million rand projects by MTN of the
LTE and fibre optic projects which were just beginning at the time, but
have now been successfully completed on the MTN site of our building;

3. In office as our independent trustee, Mr Wynne, advised me
clearly not to sell the building, but to keep it running as is but get the
problems of the past ironed out, which I have done and am still doing;

4. Mr Wynne, in my question to him about changing the bank account
from Absa Durban North branch, in accordance with the settlement agreement
terms, after investigation, advised me that changing bank accounts was a
big job and unnecessary and to remain with Absa branch Durban North under
account manager Fahim Ali, who actually doesn’t have much to do with the
daily running of the account. I followed this instruction clearly.

5. It has been apparent that my half brother and siblings, Rory,
Michael and Beverley, are not at all satisfied with the appointment of Mr
Wynne and the way in which things are being done, still and a recent email
and call for a meeting has indicated clearly, their wish to sell the
building and have no reappointment of an independent trustee in the future
but to leave Rory alone, in his capacity as trustee, although not elected
as sole trustee by my late father but rather in an advisory capacity only,
as solely in charge with controlling interest. The purpose of the
appointment of Mr Wynne as an independent trustee was to protect my mother
and I from this kind of control being left in the wrong hands and to
ensure all parties were equally and fairly treated – these terms of the
will are respected and valued by both of us.

6. My mother is now 84, of very sound mind, but frail and unable to
be very hands on in the business anymore. She elected me on her behalf, to
manage and run her side of the business in accordance with her
instructions and wishes so that she may enjoy her life now without hassles
or criticism. She is unable to participate in meetings but everything that
is done, is fed back to her by me in our own meetings, not with any agenda
of my own. My siblings have also called for a meeting, scheduled to take
place some time in February, at which they insist, via their lawyer, that
my mother is present and that her condition is able to be evaluated. My
mother is not at all happy with this demand and has put her procedures in
place to maintain her responsibilities to the business, the terms of my
late father’s will and the trust, by electing me to act on her behalf. She
has not abandoned her duties.

7. The election by my siblings of Moore Stephens as accountants, in
the settlement agreement has been met. I work extremely closely with them
every day, with almost daily correspondence to iron out the problems and
discrepancies caused previously by the hired sub standard bookkeeper,
Gerry Baudin. No payments are unseen or unaccounted for as the system we
now implemented for accounting purposes of Sage Pastel My Business online,
gives both our account manager at Moore Stephens, Shadreck and myself,
live access to the financial records. Payments and receipts are processed
daily by us both and there is full transparency. A set of monthly
management accounts are prepared and sent for our records to me every
month via email at a monthly fee of R3135.00. The December accounts are
currently being prepared. I do not send these on as it was the purpose of
Mr Wynne’s appointment to coordinate all correspondence and requirements
to my siblings and Rory as trustee because of the breakdown of family
relationships after the passing of my late father and direct contact with
Rory has, though I have tried on many occasions myself to formulate a
method of trust and honesty and working together, leads only in the past
few years to slanderous, accusatory and demanding emails whereby my
character is blatantly defamed. Based on this, I was advised to no longer
contact my family directly but rather through Anthony Whatmore alone,
which is the current procedure. It is the role of the independent trustee
and Rory himself, to formulate their own procedures of communication and
keeping abreast of the business activities, in a way suitable to them and
is not, I believe, based on the animosity felt between my siblings and my
mother and I, something that we are responsible or even able to do anymore
without coming under blatant attack by them.

8. I have filled the building to the brim with tenants now. They are
all very happy and doing well. They have all expressed satisfaction with
my management of the building and the business and the desire to only deal
with us in the same professional manner that we have done since I took
over fully in 2013. Errol Cooper resigned from his position as
administrator based on the uneasiness of the tenants when Rory approached
the tenants out of the blue, indicating a sale of the building and new
management, completely unaware to us of this fact. The result was 5
tenants moving out of the building.

9. The current tenants are as follows:

On the bottom floor:

a. Jagged Edge : new ownership R10 000 per month as of 1 June 2014
at 10% increase annually. This lease has been signed already by Mr Wynne

b. Veronica’s Florist T/A The Soap Shop: an old lease, rental of
R6303.89 monthly and increasing by 12% annually in March.

c. Nashua: New tenant in place of Dashing Diva, who were evicted and
are under litigation for recovery of monies owed, handled by Tyron of
Anthony Whatmore and Associates. Monthly rental is R10500 with an 8%
annual increase in July. They are billed back for their electricity usage
by us as I had to put their meter on our account with the new ethekwini
by-laws. This shop was left an absolute mess by Dashing Diva when they
were evicted and negotiated by myself too with Nashua, was that they fix
it up and make it wonderful. It is a very nice shop now which has saved
the business entirely on maintenance costs.

In the courtyard:

d. It was negotiated many years ago to allow Baldwin, the delivery
boy for Durban North Pharmacy, to keep his bike as he always did on our
property between deliveries, since they moved to the Docnor medical
centre next year and for Durban North Pharmacy, who originally started on
our property where Nashua was, to rent, without a lease and never
increasing, for R500 a month, a very scrappy storeroom downstairs for
their archives of their invoices and accounts and medical aid statements.
This agreement continues. This indicates too the nature of Umhlanga Drive
Investments cc as a business and how my late father wanted this business
run; as a family business with a family feel between tenants. I have known
Baldwin all the 36 years he has been working for Durban North Pharmacy,
since I was 5 years old.

e. There was a storeroom rented by the architect Michael Douglas, for
the same price of R500 without a lease. It had mould and a huge damp
problem, hence the absence of a lease and he defaulted with an outstanding
balance of R5008 owing. I have asked that Moore Stephens write this amount
off to bad debts after having tried extensively to get him to pay, but to
no avail. It was actually just bonus income for an unrentable space when
the business had so many spaces empty. The space has now been rented to a
man named, Magnus Penny, a herbalist, who pays R600 a month for it, an old
semi-retired man, who approached me to rent it if he was allowed to fix it
up at his own cost and not have a lease. I agreed to this. He has damp
proofed the storeroom, gotten rid of the mould, plastered and painted, put
on security doors, rebuilt the entire rotted door frames and door and all
at his own cost. He pays religiously and gives no problems.

On the top floor:

f. Lexgem Inspired, the old Classroom Supply Store from Docnor
medical centre, have come into the space previously rented, with much
difficulty as 2 shops, as one suite for R7000 a month, annual increase of
10% in July. I still need the trustee’s signature on this lease.

g. The Music Shop: Barry Ford has been a tenant for 23 years and was
paying too little for his space. I renegotiated his lease in July to R10
000 monthly, with an 8% increase in July annually. Barry used to pay very
late and operate as 2 businesses – Barry Ford Agencies and The Music Shop
and by negotiating the new lease and terms, he now pays on time every
month under one lease for the Music Shop. Needing trustee’s signature on
the new lease

At the back:

h. Dogs on the Rocks : We had endless problems with payments and
arrears with Jeanette under Errol’s administration. I have managed to
recover all outstanding monies from Jeanette, and sat with her to assess
her business and offer advice as to how she can run her business properly
and turn it around. She has now a thriving business, pays R8000 a month,
now R8800 monthly with her annual 10% increase in January and her
electricity is metered and invoiced back to her which she pays as well and
on time.

i. Pebbles & Pearls : Michou left our building after Rory visited
the tenants in 2012 due to uneasiness of her future there. The space was
left in a total state of disrepair. Again, I negotiated into the lease a
monthly rental of R3000 with an annual increase of 10% in April, and she
had to repair and fix up her space nicely in return. The result, a very
smart looking shop now. This lease has been signed by Mr Wynne

j. The Cleaning Specialists: New tenants from April 2014 at R3600 a
month, the rental that was paid by The Massage Studio previously for the
flatlet off the back patio. Increases annually by 10% in April as well.
Rumours started up against our property and business that this was a
brothel of some sort and so notice was given to The Massage Studio who
were very understanding. The Cleaning specialists rent the storeroom at
the top of the squash court too now, as of this month, for R1000 monthly
with no lease. Natasha of Lexgem, had the storeroom briefly for extra room
for R500 a month and also painted it out and fixed it up for the few
months she used it at her own cost.

k. MTN: My late father negotiated a lease with MTN to erect a mast
on the property but the lease had to be 10 years in duration, then
renewable for another 10 years. It was paid annually in August. It
increased at 10% per annum. It started in 1996 and was renewed for another
10 years in 2006 and was due to be renewed next year in 2016. They have
always compiled their own leases as is the way for telecommunication
towers, there is no getting around that. In it, are terms that the
building has to allow any upgrades etc to their equipment but they always
have the decency to ask and include the landlords in the projects at every
step. Because we are in the IT sector, it was agreed with Mr Wynne, that I
oversee this project closely which I did. I negotiated an earlier renewal
of their lease with them this year, based on the projects, at a jump of
R20 000 and payable monthly in advance. The new lease requires the
trustee’s signature by formality. As of August this year, they will pay
R5900 monthly rental but insisted on a 6% annual increase which I disputed
and negotiations were settled at 8% per annum.

I will revert with the monthly income breakdown as soon as I have checked
it with Moore Stephens.

Thanks and regards,

Maryann Barber

Director and Chief Financial Officer

Cell: +27 76 899 1497

Email: maryannb@cyberitsolutions.co.za

Tel: +27 31 266 9654

URL: http://www.cyberitsolutions.co.za

Info: info@cyberitsolutions.co.za

Sales: sales@cyberitsolutions.co.za

Support: support@cyberitsolutions.co.za

From: Sam Carr [mailto:scarr@berklaw.co.za]
Sent: 06 January 2015 10:10 AM
To: maryba73@gmail.com; maryannb@cyberitsolutions.co.za;
ahay@coxeats.co.za
Cc: ‘Barry McCulloch’
Subject: GH BARBER WILL TRUST

Dear Maryann,

I trust this email finds you well.

I refer to our previous correspondences wherein we informed you of Mr
Wynne’s situation. Mr Mc Culloch one of the Partners at our Firm has
agreed to take over as Trustee in this matter if the family are in
agreement.

Further, kindly let me have a schedule reflecting the monthly income
earned for Umhlanga Drive Investments CC as from July 2013 to date.

Should the family be in agreement with Mr Mc Culloch being appointed as
Trustee, please arrange for the signature by each member concerned of the
attached Nomination form and return same to our offices at your earliest
possible convenience.

We look forward to hearing from you.

Kind regards,

From the Desk of:

SAMANTHA CARR

BERKOWITZ COHEN WARTSKI ATTORNEYS

17th Floor Southern Life Building, 88 Field Street

Durban, 4001, KZN,SOUTH AFRICA

Tele : 27 031 3149300

Fax : 27 031 3149301

Docex 44 Durban

P O Box 3704 Durban 4000

Email :scarr@berklaw..co.za

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Good morning Sam,

 

Compliments =
of the season to you all. We wish you everything of the best for a =
happy, healthy and prosperous 2015.

 

Thank you for =
your email.

 

I am =
including our attorney, Anthony Whatmore in my response, but not Cox =
Yeats at this time as Anthony deals directly with them on our behalf. =

 

Unfortunately, with all that has happened, we =
have some form of a hornet’s nest that we are dealing with, so by =
virtue of this mail, I ask that Anthony please also include this new =
development in your proposed plan as to how we should proceed. =

 

In summary, =
the current situation is as follows:

 

1.       =
Based on =
persmission by Mr Wynne’s offices, and my open correspondence with =
you, as to how to proceed at the time when Mr Wynne was unfortunately =
taken ill, I followed the instructions of carrying on the running and =
administration of the building, for the growth and maintaining of the =
business running on the property in Umhlanga Rocks Drive as best I =
could. At the time, we had 5 shops empty and I was busy trying to fill =
these spaces to improve income revenue for the business; Some of the new =
leases were signed on time by Mr Wynne, others still remain awaiting =
signatures from him or his replacement trustee, but all that I did, was =
communicated to his offices;

2.       =
This also =
included the multi million rand projects by MTN of the LTE and fibre =
optic projects which were just beginning at the time, but have now been =
successfully completed on the MTN site of our =
building;

3.       =
In office =
as our independent trustee, Mr Wynne, advised me clearly not to sell the =
building, but to keep it running as is but get the problems of the past =
ironed out, which I have done and am still =
doing;

4.       =
Mr Wynne, =
in my question to him about changing the bank account from Absa Durban =
North branch, in accordance with the settlement agreement terms, after =
investigation, advised me that changing bank accounts was a big job and =
unnecessary and to remain with Absa branch Durban North under account =
manager Fahim Ali, who actually doesn’t have much to do with the =
daily running of the account. I followed this instruction clearly. =

5.       =
It has been =
apparent that my half brother and siblings, Rory, Michael and Beverley, =
are not at all satisfied with the appointment of Mr Wynne and the way in =
which things are being done, still and a recent email and call for a =
meeting has indicated clearly, their wish to sell the building and have =
no reappointment of an independent trustee in the future but to leave =
Rory alone, in his capacity as trustee, although not elected as sole =
trustee by my late father but rather in an advisory capacity only, as =
solely in charge with controlling interest. The purpose of the =
appointment of Mr Wynne as an independent trustee was to protect my =
mother and I from this kind of control being left in the wrong hands and =
to ensure all parties were equally and fairly treated – these =
terms of the will are respected and valued by both of us. =

6.       =
My mother =
is now 84, of very sound mind, but frail and unable to be very hands on =
in the business anymore. She elected me on her behalf, to manage and run =
her side of the business in accordance with her instructions and wishes =
so that she may enjoy her life now without hassles or criticism. She is =
unable to participate in meetings but everything that is done, is fed =
back to her by me in our own meetings, not with any agenda of my own. My =
siblings have also called for a meeting, scheduled to take place some =
time in February, at which they insist, via their lawyer, that my mother =
is present and that her condition is able to be evaluated. My mother is =
not at all happy with this demand and has put her procedures in place to =
maintain her responsibilities to the business, the terms of my late =
father’s will and the trust, by electing me to act on her behalf. =
She has not abandoned her duties.

7.       =
The =
election by my siblings of Moore Stephens as accountants, in the =
settlement agreement has been met. I work extremely closely with them =
every day, with almost daily correspondence to iron out the problems and =
discrepancies caused previously by the hired sub standard bookkeeper, =
Gerry Baudin. No payments are unseen or unaccounted for as the system we =
now implemented for accounting purposes of Sage Pastel My Business =
online, gives both our account manager at Moore Stephens, Shadreck and =
myself, live access to the financial records. Payments and receipts are =
processed daily by us both and there is full transparency. A set of =
monthly management accounts are prepared and sent for our records to me =
every month via email at a monthly fee of R3135.00. The December =
accounts are currently being prepared. I do not send these on as it was =
the purpose of Mr Wynne’s appointment to coordinate all =
correspondence and requirements to my siblings and Rory as trustee =
because of the breakdown of family relationships after the passing of my =
late father and direct contact with Rory has, though I have tried on =
many occasions myself to formulate a method of trust and honesty and =
working together, leads only in the past few years to slanderous, =
accusatory and demanding emails whereby my character is blatantly =
defamed. Based on this, I was advised to no longer contact my family =
directly but rather through Anthony Whatmore alone, which is the current =
procedure. It is the role of the independent trustee and Rory himself, =
to formulate their own procedures of communication and keeping abreast =
of the business activities, in a way suitable to them and is not, I =
believe, based on the animosity felt between my siblings and my mother =
and I, something that we are responsible or even able to do anymore =
without coming under blatant attack by them.

8.       =
I have =
filled the building to the brim with tenants now. They are all very =
happy and doing well. They have all expressed satisfaction with my =
management of the building and the business and the desire to only deal =
with us in the same professional manner that we have done since I took =
over fully in 2013. Errol Cooper resigned from his position as =
administrator based on the uneasiness of the tenants when Rory =
approached the tenants out of the blue, indicating a sale of the =
building and new management, completely unaware to us of this fact. The =
result was 5 tenants moving out of the building. =

9.       =
The current =
tenants are as follows:

On the bottom floor:

a.       =
Jagged Edge =
: new ownership R10 000 per month as of 1 June 2014 at 10% increase =
annually. This lease has been signed already by Mr =
Wynne

b.      =
Veronica’s Florist T/A The Soap Shop: an =
old lease, rental of R6303.89 monthly and increasing by 12% annually in =
March.

c.       =
Nashua: New =
tenant in place of Dashing Diva, who were evicted and are under =
litigation for recovery of monies owed, handled by Tyron of Anthony =
Whatmore and Associates. Monthly rental is R10500 with an 8% annual =
increase in July. They are billed back for their electricity usage by us =
as I had to put their meter on our account with the new ethekwini =
by-laws. This shop was left an absolute mess by Dashing Diva when they =
were evicted and negotiated by myself too with Nashua, was that they fix =
it up and make it wonderful. It is a very nice shop now which has saved =
the business entirely on maintenance costs.

In the courtyard:

d.      =
It was =
negotiated many years ago to allow Baldwin, the delivery boy for Durban =
North Pharmacy, to keep his bike as he always did on our property =
between deliveries, since they moved to the Docnor  medical centre =
next year and for Durban North Pharmacy, who originally started on our =
property where Nashua was, to rent, without a lease and never =
increasing, for R500 a month, a very scrappy storeroom downstairs for =
their archives of their invoices and accounts and medical aid =
statements. This agreement continues. This indicates too the nature of =
Umhlanga Drive Investments cc as a business and how my late father =
wanted this business run; as a family business with a family feel =
between tenants. I have known Baldwin all the 36 years he has been =
working for Durban North Pharmacy, since I was 5 years old. =

e.      =
There was a =
storeroom rented by the architect Michael Douglas, for the same price of =
R500 without a lease. It had mould and a huge damp problem, hence the =
absence of a lease and he defaulted with an outstanding balance of R5008 =
owing. I have asked that Moore Stephens write this amount off to bad =
debts after having tried extensively to get him to pay, but to no avail. =
It was actually just bonus income for an unrentable space when the =
business had so many spaces empty. The space has now been rented to a =
man named, Magnus Penny, a herbalist, who pays R600 a month for it, an =
old semi-retired man, who approached me to rent it if he was allowed to =
fix it up at his own cost and not have a lease. I agreed to this. He has =
damp proofed the storeroom, gotten rid of the mould, plastered and =
painted, put on security doors, rebuilt the entire rotted door frames =
and door and all at his own cost. He pays religiously and gives no =
problems.

On the top floor:

f.        =
Lexgem =
Inspired, the old Classroom Supply Store from Docnor medical centre, =
have come into the space previously rented, with much difficulty as 2 =
shops, as one suite for R7000 a month, annual increase of 10% in July. =
 I still need the trustee’s signature on this lease. =

g.       =
The Music =
Shop: Barry Ford has been a tenant for 23 years and was paying too =
little for his space. I renegotiated his lease in July to R10 000 =
monthly, with an 8% increase in July annually. Barry used to pay very =
late and operate as 2 businesses – Barry Ford Agencies and The =
Music Shop and by negotiating the new lease and terms, he now pays on =
time every month under one lease for the Music Shop. Needing =
trustee’s signature on the new lease

At the back:

h.      =
Dogs on the =
Rocks : We had endless problems with payments and arrears with Jeanette =
under Errol’s administration. I have managed to recover all =
outstanding monies from Jeanette, and sat with her to assess her =
business and offer advice as to how she can run her business properly =
and turn it around. She has now a thriving business, pays R8000 a month, =
now R8800 monthly with her annual 10% increase in January and her =
electricity is metered and invoiced back to her which she pays as well =
and on time.

i.         =
Pebbles =
& Pearls : Michou left our building after Rory visited the tenants =
in 2012 due to uneasiness of her future there. The space was left in a =
total state of disrepair. Again, I negotiated into the lease a monthly =
rental of R3000 with an annual increase of 10% in April, and she had to =
repair and fix up her space nicely in return. The result, a very smart =
looking shop now. This lease has been signed by Mr =
Wynne

j.        =
The =
Cleaning Specialists: New tenants from April 2014 at R3600 a month, the =
rental that was paid by The Massage Studio previously for the flatlet =
off the back patio. Increases annually by 10% in April as well. Rumours =
started up against our property and business that this was a brothel of =
some sort and so notice was given to The Massage Studio who were very =
understanding. The Cleaning specialists rent the storeroom at the top of =
the squash court too now, as of this month, for R1000 monthly with no =
lease. Natasha of Lexgem, had the storeroom briefly for extra room for =
R500 a month and also painted it out and fixed it up for the few months =
she used it at her own cost.

k.       =
MTN: My =
late father negotiated a lease with MTN to erect a mast on the property =
but the lease had to be 10 years in  duration, then renewable for =
another 10 years. It was paid annually in August. It increased at 10% =
per annum. It started in 1996 and was renewed for another 10 years in =
2006 and was due to be renewed next year in 2016. They have always =
compiled their own leases as is the way for telecommunication towers, =
there is no getting around that. In it, are terms that the building has =
to allow any upgrades etc to their equipment but they always have the =
decency to ask and include the landlords in the projects at every step. =
Because we are in the IT sector, it was agreed with Mr Wynne, that I =
oversee this project closely which I did. I negotiated an earlier =
renewal of their lease with them this year, based on the projects, at a =
jump of R20 000 and payable monthly in advance. The new lease =
requires the trustee’s signature by formality. As of August this =
year, they will pay R5900 monthly rental but insisted on a 6% annual =
increase which I disputed and negotiations were settled at 8% per annum. =

 

I will revert =
with the monthly income breakdown as soon as I have checked it with =
Moore Stephens.

 

Thanks and =
regards,

 

Marya=
nn Barber

Direc=
tor and Chief Financial Officer

Cell:=
+27 76 899 1497

Email=
: maryannb@cyberitsolutions.co.za

Tel: =
+27 31 266 9654

=

URL: =
http://www.cyberitsolutions.co.za

Info:=
info@cyberitsolutions.co.za

Sales=
: sales@cyberitsolutions.co.za

Suppo=
rt: support@cyberitsolutions.co.za

=
 

=
 

 

From: Sam Carr =
[mailto:scarr@berklaw.co.za]
Sent: 06 January 2015 10:10 =
AM
To: maryba73@gmail.com; maryannb@cyberitsolutions.co.za; =
ahay@coxeats.co.za
Cc: ‘Barry McCulloch’
Subject: GH =
BARBER WILL TRUST

 

Dear =
Maryann,

 

I trust this email finds you well.

 

I refer to =
our previous correspondences wherein we informed you of Mr Wynne’s =
situation.  Mr Mc Culloch one of the Partners at our Firm has =
agreed to take over as Trustee in this matter if the family are in =
agreement. 

 

Further, =
kindly let me have a schedule reflecting the monthly income earned for =
Umhlanga Drive Investments CC as from July 2013 to =
date.

 

Should the family be in agreement with Mr Mc Culloch =
being appointed as Trustee, please arrange for the signature by each =
member concerned of the attached Nomination form and return same to our =
offices at your earliest possible convenience.

 

We look =
forward to hearing from you.

 

Kind =
regards,

 

 

=
 

=
 

From =
the Desk of:

SAMANTHA =
CARR

 

BERKOWITZ COHEN WARTSKI =
ATTORNEYS

17th Floor Southern Life Building, 88 Field =
Street

Durban, 4001, KZN,SOUTH =
AFRICA

Tele&nbs=
p;           &nbsp=
;     : 27 031 3149300

Fax&nbsp=
;            =
       : 27 031 =
3149301

Docex =
44  Durban

P O Box =
3704 Durban 4000

Email&nb=
sp;  =
            &=
nbsp;:scarr@berklaw..co.za

 

=
 

3DLet=

 

 

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——=_NextPart_000_0C46_01D029C6.9D32CD00–

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